Align’s carrier partners are American Summit and Arch Insurance, which means that you can offer your clients the opportunity to procure insurance coverage from two of the most financially stable insurers in the marketplace. American Summit has an A.M. Best Rating of  “A VIII”. Arch Insurance Company is an admitted A.M. Best Rated “A+ XV” carrier.

Program Highlights:

  • California Only (less than 10% out of state)
  • DEDIT MOD business Only
  • Experience mods from 1.10 to 3.00
  • Minimum Annual Premium of $45,000
  • Broad class code eligibility
  • Flexible payment plan options

Program Resources:

Target industry segments

Align wants to write quality debit mod accounts in industry segments that include:

  • Auto Repair, Sales & Service
  • Contractors
  • Hospitality
  • Manufacturing
  • Professional Services
  • Retail Operations
  • Service
  • Trucking (local & intermediate)
  • Wholesale
  • Eligible Codes
  • Ineligible Codes


To receive a quote, please provide:

  • Completed ACORD 130
  • Supplemental Application and WCIRB Ex-Mod Worksheet (when applicable)
  • 4 years currently valued loss runs for accounts with premium of $150K or less and 5 years of currently valued loss runs for accounts in excess of $150K 
  • Financials will be required for accounts with premium in excess of $500K

Submissions should be e-mailed to:


Required documents for binding coverage:
  • Chosen payment plan (flexible)
  • Signed ACORD 130
Loss runs or service requests should be e-mailed to:
For more information on our Worker’s Compensation product:

Please contact Mike Tudman at or (818) 825-6181.