Insurance Programs Products

EXCESS LIABILITY

HABITATIONAL
  • Apartments, up to 5 stories, fully sprinklered (no HUD, Section 8, student occupancy or any New York locations)
  • Condominiums
  • Dwellings
  • Hotel/Motel
  • Commercial real estate development
  • Townhouse
RESTAURANT
  • Limited service to upscale with 75% or less in alcohol receipts -subject liquor Grade 5 and below
SPECIALTY AUTO
  • Beverage Distributing
  • Moving and storage
  • Sand and gravel operations
  • Scrap metal dealers
  • Garbage, Refuse and Scrap Metal Haulers
  • Concrete mixed transit
  • Water haulers
AUTO SERVICE
  • Automobile repair and service
  • Auto dealers – Franchise/Non Franchise
  • Tire dealers
COMMERCIAL CONTRACTORS
  • Discuss with your underwriter for eligibility
MERCANTILE AND MANUFACTURING CLASSES
Standard Limits
    • $1 million to $5 million lead
    • $10 million excess capacity
    • $1 million X Primary AL buffers
Submission Requirements


Submissions should be sent to Excess@AlignGeneral.com and include the following information:

  1. Complete submission (accord application is preferred)
  2. Supplemental questionnaire on specialty accounts
  3. Copies of final general liability and auto quotes
  4. Loss summary – 3 years plus current year
  5. Target and expiring pricing for excess layer needing quote