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Commercial Property DIC Earthquake

Commercial Property DIC EarthquakeAlign offers competitively priced Earthquake coverage for commercial properties.

Program Description:
  • Earthquake, Flood (outside of A&V Zones) and EQSL
  • Building
  • Business Personal Property / TIB's
  • Business Income/Loss of Rents/Extra Expense
  • Additional Coverage Endorsements available upon request
  • Up to &10 million primary limits; $15 million excess limits-per risk
Program Highlights:
  • Minimum deductible 5% in CA; 2% available in other states
  • Special Admitted program for CA
  • Special form for Condominium and Homeowners Associations:
    • 5% deductibles throughout CA for preferred risks
    • Expanded building definition to include foundations and unit owner improvements
  • Fast easy turn around and immediate binding
  • Admitted & Non-Admitted A- or better rated carriers

States Available:
CA (all zones), AZ, NV, OR, UT, WA

Submissions:
Email the account summary and SOV to property@aligngeneral.com

Need a rate indication quickly?
Email the account summary and SOV to property@aligngeneral.com

Questions about our Earthquake Program?
Call (619)702-7022 ext. 365.

Service Questions?
Call Client Services or e-mail them at clientservices@aligngeneral.com.

Complete submissions include:
  • Account Summary
  • Acord 125
  • Complete Statement of Values
  • Perils and Deductibles requested
  • Expiring carriers; account layering and pricing
  • Suggested layering and pricing for submission,
  • Including Align participation
  • Email completed submission to property@aligngeneral.com

If you are an insurance carrier or insurance producer and you would like additional information about Align’s Commercial Earthquake DIC Program or our capabilities in the property insurance area generally, please contact John Johnson at jjohnson@aligngneral.com or Tim Carlin at tcarlin@aligngeneral.com or call (619) 702 7022 ext. 245.