California Auto Insurance
The state of California consists of 58 counties statewide covering 481 cities, with a majority of the population residing in Southern California comprised of the following counties; Los Angeles, San Diego, Orange, Riverside and San Bernardino. These five counties account for 55% of the state’s population of 38 million. Although not as significant, another noteworthy population center is the San Francisco Bay area made up of 9 counties that touch the San Francisco Bay containing 18% of California’s population.
It is easy to see why California is the largest personal auto market in the U.S. and since the Southern California and San Francisco Bay Area are the largest population centers, it makes sense that these are the dominant markets for non-standard auto insurance as well.
ProCentury Program
Align developed and underwrites a non-standard auto program on behalf of ProCentury Insurance Company in the state of California. Program features include: low down payment and flexible pay plan options, international and foreign drivers licenses are acceptable and competitive commissions. Liability limits are available up to 15/30/10.
State National Program
Align's offers a competitive non-standard auto program written by State National Insurance Company in the state of California. The programs pays competitive commissions, offers higher limits of liability as wells as low down payment and flexible pay plan options.
Commercial Alliance Insurance Company
The “Exclusivo” program was designed for Align’s top performing producers in California. Hispanic producers are the target distribution partner as the program is underwritten by Commercial Alliance Insurance Company (CAIC), A- rated by AM Best. CAIC conducts business in both the United States and Mexico.
CastlePoint National Insurance Company
Align's “Prestige” program offers a competitive non-standard auto program written by CastlePoint National Insurance Company in the state of California. The programs pays competitive commissions, offers higher limits of liability (up to 100/300/50) as well as low down payment options. Look for this program to be competitive on full coverage business throughout the state of California.
(619) 702-7022
(619) 702-7077